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How should you use your salary responsibly?
A common financial mistake is to try and live paycheque to paycheque. If you find that you’re always broke before your next payday, you’re not using your salary well; and while you can live this way...
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Is credit score important in Singapore?
Many of us may not think much about our credit score until the day when our loan/credit application is rejected. A credit score is a number used by lenders as a gauge of how likely one will repay his...
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Investing globally – the risks and rewards
There are many different ways you can choose to invest. Many investors make it a point to diversify their portfolio overseas to cushion their investments against local risks. But putting your money in...
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What If You’re Unable To Pay Your Money Lender In Singapore?
Nobody wants to be in a position where they are unable to pay their money lenders what they owe. After all, things pertaining to licensed money lenders’ late payments such as late interest charges and...
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Choosing an Online Loan: The Essential Criteria
Applying for an online loan in Singapore can be intimidating, especially if it is your first time doing so. Whether you are a novice borrower or have applied several times before, the fundamentals of...
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7 ways to make extra income on the side
There are essentially 2 ways to have more money – either you save more from your existing salary, or you can try to increase your income. While asking for a pay rise may not always be feasible, you can...
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5 Types Of Credit Cards On The Market
Are you intending to take your first step into the world of credit cards? Before you succumb to pressure and sign up for any random credit card there is at roadshows at the shopping mall or MRT...
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6 overlooked business costs and when to consider a loan
Dealing with financial challenges is par for the course when running a small business, even for the most well-equipped entrepreneurs. Keeping track of the expected costs is hard enough, but there are...
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Personal Loans – a Boon or Bane?
When it comes to personal loans, there will always be a fine line between their pros and cons. In a bustling metropolis like Singapore with a rising cost of living, the reality is that you may find...
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The Best Credit Loan Company May Not Boast The Lowest Rates
While most of us will gear towards the cheapest personal loan in Singapore when we’re narrowing down our loan options, the loan with the lowest interest rate may not necessarily be the best option for...
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7 Steps To Follow Before Getting A Money Lender’s Loan
In 2014, a businessman borrowed $350,000 from a licensed money lender at an annual interest rate of 240%. Although he managed to pay back twice the amount of the original loan, the man was taken to...
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How to get a Personal loan with a bad credit score
You’ve probably heard the saying that money can’t bring you happiness. Though to some extent it is true, nonetheless, money is still the means of exchange to buy day-to-day necessities. Without...
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Jurong East Money Lenders | Licensed & Legal Loan Providers
We have all been there. With only a week left till payday, you are drowning in credit card debts and mortgage loans. You tried your best to request for late payment, but alas, you are given the...
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Essential or Unnecessary: When Should You Consider a Payday Loan in Singapore?
You’ve run out of cash and payday is still weeks away but you have bills to pay and are in need of some money. There are times when we get caught in this situation where a sudden emergency situation...
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Can I take out a business loan if I am bankrupt?
While bankruptcy is something that needs to be taken seriously, it is not the end of the world and there are ways you can recover. It’s certainly something everyone wants to avoid, but it can be the...
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Can you live in Singapore without debt?
According to Mercer, a global consulting firm’s Cost of Living Survey, Singapore ranked number 5 in the world’s most expensive cities for expatriates. Although one living here may find that daily...
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Is it wise to take a personal loan to pay off student debt?
Studying at university is a fantastic pathway to many rewarding careers, particularly in a country with such rich opportunities for students. Citizens, permanent residents and foreigners in Singapore...
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Personal Loan: Differences Between Banks And Money Lenders
Licensed money lenders often face a stigma from borrowers – some people may view them with suspicion, and wrongly associate them with illegal money lenders or loan sharks. Licensed money lenders in...
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The Ultimate Guide To The Best Loans In Singapore: How To Tell If It’s The Best
There are many avenues where one can get a loan from — family and close friends, major banks, licensed moneylenders in Singapore, traditional loan sharks and even loan sharks that pretend to be...
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Loans in Singapore – good debt or bad debt?
While it may be possible to live completely debt-free, it’s not always the smartest decision. Much like how big companies take on loans in order to expand their businesses, taking up the right type of...
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