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How To Choose A Reliable Licensed Money Lender In Singapore
Taking out a loan can be a useful way to deal with large or unexpected costs, but it’s important to be aware of common traps and how you can avoid them to protect yourself and your family. For...
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Building your emergency fund? When to pay medical bills with a loan
One of the biggest mistakes you can make when saving money or setting a budget is neglecting emergency costs. It’s one thing to calculate your regular expenses like groceries, rent, subscriptions and...
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7 ways to finance your business
Are you thinking of leaving the rat race and starting your own business? After all, running your own business can offer a number of advantages – higher income potential, no nasty bosses to deal with,...
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Should I use a personal loan for home repairs and renovations?
Most homeowners will agree that property is far from a set-and-forget investment. Houses and apartments age just like anything else, and we’re willing to bet you have a never-ending list of renovation...
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5 Types Of Credit Cards On The Market
Are you intending to take your first step into the world of credit cards? Before you succumb to pressure and sign up for any random credit card there is at roadshows at the shopping mall or MRT...
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Can I take out a business loan if I am bankrupt?
While bankruptcy is something that needs to be taken seriously, it is not the end of the world and there are ways you can recover. It’s certainly something everyone wants to avoid, but it can be the...
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How should you use your salary responsibly?
A common financial mistake is to try and live paycheque to paycheque. If you find that you’re always broke before your next payday, you’re not using your salary well; and while you can live this way...
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Do Licensed Money Lenders Offer Debt Consolidation Plans?
Is a debt consolidation plan available at every money lender? What is a debt consolidation plan and how does it work? Can I still borrow money if I have multiple existing debts? Do licensed money...
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What is a debt consolidation loan and is it right for me?
Household debt in Singapore reached S$317 billion in July 2020, highlighting how much our society relies on borrowed money to fund everyday necessities. Not all of it is bad: lending allows people to...
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6 overlooked business costs and when to consider a loan
Dealing with financial challenges is par for the course when running a small business, even for the most well-equipped entrepreneurs. Keeping track of the expected costs is hard enough, but there are...
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Does my job matter? Getting a credit loan in Singapore with and without...
With the economy and job market as uncertain as it is today, many Singaporeans are unsure about the future. Many who have been laid off or retired recently need loans to set up a business or maintain...
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7 Signs your debt is out of control
Do you know that Singapore possess the highest debt-to-GDP ratio in Asia? Put it in simple terms, the country borrows a lot of money. Are we,however in a crisis? Interestingly, no. Singapore has always...
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Planning a baby: Should I take a personal loan to cover the costs?
Becoming a parent is one of life’s most rewarding experiences, but it’s no secret that it’s expensive. Most couples aim to be as financially stable as possible before starting (or growing) a family in...
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Investing globally – the risks and rewards
There are many different ways you can choose to invest. Many investors make it a point to diversify their portfolio overseas to cushion their investments against local risks. But putting your money in...
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Should I take out a loan to pay for surgery?
Most of us are taught from a young age to “never a borrower nor lender be”. But as with many adages, this is an oversimplification. In fact, it can sometimes be imprudent wipe out your existing funds,...
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5 Tips to avoid a personal loan rejection
Perhaps you’ve always paid your bills on time and have never taken any loan before – you might be surprised if your first personal loan application got rejected. There can be many reasons for your loan...
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5 Business Loan Myths You Shouldn’t Believe in
More and more people are taking the risk to start their own businesses in Singapore. Starting and running a business in Singapore is not an easy task. Other than having to deal with global economic...
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Should I use a personal loan for home repairs and renovations?
Most homeowners will agree that property is far from a set-and-forget investment. Houses and apartments age just like anything else, and we’re willing to bet you have a never-ending list of renovation...
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Loans for Grab drivers: How to manage the costs of ride-sharing
The explosive rise of ride-sharing services hasn’t just been a game-changer for consumers. Singaporeans looking for a career change or a side hustle have flocked to brands like Grab in droves,...
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Spending vs Saving: Which is better?
This is the one of the most common topics we usually hear being discussed by adults and teens, often leading to stark disagreements. We have most definitely been on either side of the spectrum...
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